eichiefs9
New York Islanders |
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Location: NY Joined: 11.03.2008
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Safety measures, if you see oncoming Lava, duck and cover. - Pete V
And if you see ducks coming....cover and lava. |
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Pete V
New York Rangers |
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Location: Troy, MI Joined: 05.16.2007
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And if you see ducks coming....cover and lava. - eichiefs9
That thing is going to blow eventually. |
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mdw7413
New York Rangers |
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Location: I would rather see a dudes hairy balls than his hairy feet-Jimbro Joined: 12.13.2013
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That thing is going to blow eventually. - Pete V
Not a good idea to make your dwelling right next to an active volcano. |
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JRR1285
New York Rangers |
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Location: Coach's decision, PEI Joined: 02.21.2008
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Not a good idea to make your dwelling right next to an active volcano. - mdw7413
Like Tornado alley. I like when they are talking to those people right after their whole town gets leveled and they just say "we're gonna rebuild". Yeah, that's a good idea. |
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mdw7413
New York Rangers |
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Location: I would rather see a dudes hairy balls than his hairy feet-Jimbro Joined: 12.13.2013
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Like Tornado alley. I like when they are talking to those people right after their whole town gets leveled and they just say "we're gonna rebuild". Yeah, that's a good idea. - JRR1285
Mississippi flood plain too. |
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Pete V
New York Rangers |
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Location: Troy, MI Joined: 05.16.2007
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Not a good idea to make your dwelling right next to an active volcano. - mdw7413
Worst part is that these people can't even get insurance for a volcanic event. So, your house gets consumed by lava, and you are just poop out of luck.
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Crushers68
New Jersey Devils |
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Location: Hilton Head Island, SC Joined: 02.17.2009
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Like Tornado alley. I like when they are talking to those people right after their whole town gets leveled and they just say "we're gonna rebuild". Yeah, that's a good idea. - JRR1285
So with your logic people shouldn't have rebuilt after Sandy either? |
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mdw7413
New York Rangers |
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Location: I would rather see a dudes hairy balls than his hairy feet-Jimbro Joined: 12.13.2013
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Worst part is that these people can't even get insurance for a volcanic event. So, your house gets consumed by lava, and you are just poop out of luck. - Pete V
Would you offer insurance?
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YuenglingJagr
Philadelphia Flyers |
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Location: under the bridge Joined: 10.05.2015
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So with your logic people shouldn't have rebuilt after Sandy either? - Crushers68
Everyone except the people living in Hurricane Harbor |
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rrentz
New York Rangers |
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Location: HUNTINGTON, NY Joined: 07.13.2009
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JRR1285
New York Rangers |
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Location: Coach's decision, PEI Joined: 02.21.2008
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So with your logic people shouldn't have rebuilt after Sandy either? - Crushers68
Actually no, Sandy is not a frequent occurrence. We don't live in a place that is known to get hit like that. But when your area gets hit by tornadoes on the regular it's a bit different.
Edit: I have also heard some people getting interviewed saying it was their 3rd time going through the ordeal. Really? |
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rrentz
New York Rangers |
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Location: HUNTINGTON, NY Joined: 07.13.2009
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Actually no, Sandy is not a frequent occurrence. We don't live in a place that is known to get hit like that. But when your area gets hit by tornadoes on the regular it's a bit different. - JRR1285
Most of those people were born in that area, so you can't blame them. If you bought a summer home there or moved permanently then you are a dumbass, unless you have so much money that you don't give a crap |
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JRR1285
New York Rangers |
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Location: Coach's decision, PEI Joined: 02.21.2008
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JRR1285
New York Rangers |
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Location: Coach's decision, PEI Joined: 02.21.2008
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Most of those people were born in that area, so you can't blame them. If you bought a summer home there or moved permanently then you are a dumbass, unless you have so much money that you don't give a crap - rrentz
I get that. But how are some of these people even getting insured? How can they afford to rebuild if it doesn't cover what happened? |
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climbdenali12
New York Rangers |
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Location: MSG sec 226 Row 17 Seats 23-24 Joined: 11.18.2008
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I get that. But how are some of these people even getting insured? How can they afford to rebuild if it doesn't cover what happened? - JRR1285
I think what you are missing is that many of these people have no choice because of what they CAN'T afford. Rebuilding may be there only option as relocated my be cost prohibitive. |
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eichiefs9
New York Islanders |
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Location: NY Joined: 11.03.2008
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That thing is going to blow eventually. - Pete V
The whole pacific ring is going to blow one day
When you have some time (it's a loooong piece) one day sit down and spend some time reading this. Really makes you thankful you don't live on the West Coast
https://www.newyorker.com.../07/20/the-really-big-one |
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eichiefs9
New York Islanders |
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Location: NY Joined: 11.03.2008
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I get that. But how are some of these people even getting insured? How can they afford to rebuild if it doesn't cover what happened? - JRR1285
Insurance ends up not covering damage from so many of those horrible natural disasters. It's the biggest scam on the planet. |
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mdw7413
New York Rangers |
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Location: I would rather see a dudes hairy balls than his hairy feet-Jimbro Joined: 12.13.2013
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Insurance ends up not covering damage from so many of those horrible natural disasters. It's the biggest scam on the planet. - eichiefs9
Yeah not really. |
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Pete V
New York Rangers |
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Location: Troy, MI Joined: 05.16.2007
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eichiefs9
New York Islanders |
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Location: NY Joined: 11.03.2008
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Yeah not really. - mdw7413
Not really as in "I'm wrong" or not really as in "they don't really cover much" |
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eichiefs9
New York Islanders |
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Location: NY Joined: 11.03.2008
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I've read it before. It's real damn scary!
- Pete V
There was another New Yorker (I think) article about luxury disaster prepping for the ultra wealthy. That was even more fascinating.
edit: Here |
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mdw7413
New York Rangers |
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Location: I would rather see a dudes hairy balls than his hairy feet-Jimbro Joined: 12.13.2013
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Not really as in "I'm wrong" or not really as in "they don't really cover much" - eichiefs9
You are 3/4 wrong. Its just like anything else. You get what you pay for. People will do more research for what kind off phone they want then what type of coverage they have on their biggest investment. Most people are dumb. |
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YuenglingJagr
Philadelphia Flyers |
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Location: under the bridge Joined: 10.05.2015
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You are 3/4 wrong. Its just like anything else. You get what you pay for. People will do more research for what kind off phone they want then what type of coverage they have on their biggest investment. Most people are dumb. - mdw7413
that we can agree on |
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eichiefs9
New York Islanders |
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Location: NY Joined: 11.03.2008
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You are 3/4 wrong. Its just like anything else. You get what you pay for. People will do more research for what kind off phone they want then what type of coverage they have on their biggest investment. Most people are dumb. - mdw7413
Well I certainly don't disagree with the bolded.
Federal flood insurance caps out at 250k though. Good luck owning a small house on LI that you paid $475k for that gets flooded out. $100k for personal items. Doesn't cover cost of living expenses while you're homeless, either. But the super-great news is that you can go out and purchase even more insurance, on top of your homeowners/flood, to cover the costs of the damage that the federal insurance doesn't cover.
Anyway, there isn't a chance in hell I'm going down an insurance-conversation rabbit hole...so I will admit that I was wrong. |
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mdw7413
New York Rangers |
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Location: I would rather see a dudes hairy balls than his hairy feet-Jimbro Joined: 12.13.2013
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Well I certainly don't disagree with the bolded.
Federal flood insurance caps out at 250k though. Good luck owning a small house on LI that you paid $475k for that gets flooded out. $100k for personal items. Doesn't cover cost of living expenses while you're homeless, either. But the super-great news is that you can go out and purchase even more insurance, on top of your homeowners/flood, to cover the costs of the damage that the federal insurance doesn't cover.
Anyway, there isn't a chance in hell I'm going down an insurance-conversation rabbit hole...so I will admit that I was wrong. - eichiefs9
The whole point is you "chose " to live there. If you don't want the risks, don't live there. No company should have to cover you for everything because you choose to live in a high risk area. There is a reason the NFIP is in billions of debt. |
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