James Tanner: Capitals Change Name of Arena

prey on poor people good lord. No one forced those "poor" people to get a credit card and then you know not pay

As a fan we should absolutely care. It's not HRR but deals like this certainly help teams and help the league. Maybe and it's a big if, if enough teams do better financially we can avoid another lockout in the future. Wishful thinking probably but shortchanging deals like this as helpful and good for the league is shortsighted.

prey on poor people good lord. No one forced those "poor" people to get a credit card and then you know not pay
- rinaldo

I agree. But a lot of them don't have the proper education and training to properly manage their accounts and so it is a predatory practice.

Also, rich people tend to be able to afford their balances, so by default all credit companies are pretty shady, however, Capital One is especially notorious for preying on poor people.

Regardless of one's politics or beliefs about responsibility, if we could just put that aside for a second, it is a fact beyond any argument that the economy, and society and general would be better if big companies who have the money to abuse people in court, didn't prey poor people.

I agree, people should know better and be more responsible, but since they don't and aren't, it is in our own self interest to protect them from themselves. Even if we shouldn't have to do that, we would all win if we did.

As a fan we should absolutely care. It's not HRR but deals like this certainly help teams and help the league. Maybe and it's a big if, if enough teams do better financially we can avoid another lockout in the future. Wishful thinking probably but shortchanging deals like this as helpful and good for the league is shortsighted.
- MJL

Like I said, even though I am no fan of corporate sponsorship, I understand it's necessity. I would just personally like the league to take a more ethical stance about who it does business with. I am fully aware this is an unpopular opinion and that it makes me look like a naive ideologue, but I'm fine with that.

Like I said, even though I am no fan of corporate sponsorship, I understand it's necessity. I would just personally like the league to take a more ethical stance about who it does business with. I am fully aware this is an unpopular opinion and that it makes me look like a naive ideologue, but I'm fine with that.
- james_tanner1

The liberal opinion you have that who they're doing business with is unethical is just an opinion and not a fact as you said. We live in a free market society and people have choices. I think your ire is misplaced but that's just my opinion. Lastly I won't elaborate further on this as again you have entered into a topic that along with politics is improper for Hockeybuzz.

I agree. But a lot of them don't have the proper education and training to properly manage their accounts and so it is a predatory practice.

Also, rich people tend to be able to afford their balances, so by default all credit companies are pretty shady, however, Capital One is especially notorious for preying on poor people.

Regardless of one's politics or beliefs about responsibility, if we could just put that aside for a second, it is a fact beyond any argument that the economy, and society and general would be better if big companies who have the money to abuse people in court, didn't prey poor people.

I agree, people should know better and be more responsible, but since they don't and aren't, it is in our own self interest to protect them from themselves. Even if we shouldn't have to do that, we would all win if we did.
- james_tanner1

Well I disagree. You don’t need proper education to know that if you borrow you have to pay back; that’s common sense. Pleading ignorance is not an excuse.

Rich people are irrelevant to this conversation.

Again disagree, if someone rings up 20k in credit card they have every right to get their money. Been in the credit business for over 20 years. They work with people to the end of the earth before they take them further action. Will settle for 25% of the balance at some point. Yet the thieves, excuse me “poor” people still don’t want to pay.

Besides Its unsecured credit. No it isn’t in my self interest to protect them from ripping credit card companies off. How would we all win?

agree 100%

How many Rogers centers are there

A Steve Earle link. Nicely done James.

A Steve Earle link. Nicely done James.
- Rota's Rooter

I once was at a steve earle concert where the girl i was dancing with rushed the stage and got tackled by like five security gaurds. Even though i'd only just met her ten seconds before this happened, they came and got us and instead of throwing us out, took us over to her, where they had given her a blanket and some water.

We got to watch the rest of the show from the side of the stage, about five feet from Steve Earle, it was pretty awesome.

But the best part, was when the guards tackled her, Steve said something like "be easy boys, I married about five of those so far."

The liberal opinion you have that who they're doing business with is unethical is just an opinion and not a fact as you said. We live in a free market society and people have choices. I think your ire is misplaced but that's just my opinion. Lastly I won't elaborate further on this as again you have entered into a topic that along with politics is improper for Hockeybuzz.
- MJL

See I don't think it's "liberal" to consider that taking advantage of the poor and the uneducated is unethical. I think that's just called being a decent human.

See I don't think it's "liberal" to consider that taking advantage of the poor and the uneducated is unethical. I think that's just called being a decent human.
- james_tanner1

isn't also your opinion they are taking advantage of the poor?

I think the poor take advantage of the credit card companies. They get a line of credit, abuse it, and in many instances don't pay it at all. That's called stealing in my book.

Some of them, i don't even know what they mean. Amelie or whatever Tampa is? I have no idea what that means (nor do i care)

St. Pete Times Forum was a much more fun name.

Buffalo has had 5 names since since the arena was announced. The old arena of course was just The Aud (War Memorial Auditorium).

Everybody preys on the weak....that's what makes the world go round.

Most poor go banko once they get sued anyways...not even sure how credit card companies make money...the ones that can, pay off the balance every month and the poor people use it until it's maxed and keep using other cards until they finally run out of options and go bankrupt costing the rest of us in the long run.

Go Leafs Go

isn't also your opinion they are taking advantage of the poor?

I think the poor take advantage of the credit card companies. They get a line of credit, abuse it, and in many instances don't pay it at all. That's called stealing in my book.
- rinaldo

I can assure you, it's possible I am a complete idiot when it comes to the NHL - but this is one topic in which I am well versed due to my schooling and post school career. I know we live in a world where people don't even care what is actually factual, but I can assure you, if you believe nothing else anyone ever tells you, it is a fact beyond dispute that credit companies abuse the poor.

The ethics are certainly debatable, and if our opinions on who is in the wrong are different, so be it. That much, at least, is subjective. But they do target and abuse the poor without repercussion and that is literally something that no informed party would dispute. (other than maybe Capital One themselves).

...the Capitals briefly considered changing the arena name to the Chinatown Ruining Bad Ice Centre...
- james_tanner1

How do you ruin bad ice?

By making it good ice?

Perhaps they should just named it the James Tanner's Joke Failed Arena.

Everybody preys on the weak....that's what makes the world go round.

Most poor go banko once they get sued anyways...not even sure how credit card companies make money...the ones that can, pay off the balance every month and the poor people use it until it's maxed and keep using other cards until they finally run out of options and go bankrupt costing the rest of us in the long run.

Go Leafs Go
- Garnie

Poverty costs everyone in the long run. Along (and often times in part) with the war on drugs, poverty is the single biggest thing we waste money on. If we solved it it would save tens of billions of dollars per years, in the USA.

Everyone blames poor people - even other poor people - when they should be uniting against companies that take hundreds of times more welfare than people do.

Should have called it the "Capitals Close but no Cigar Centre"

How do you ruin ban ice?

By making it good ice?

Perhaps they should just named it the James Tanner's Joke Failed Arena.
- Atomic Wedgie

While I admittedly should have used a comma, anyone who knows the history of the arena should probably get the joke.

I can assure you, it's possible I am a complete idiot when it comes to the NHL - but this is one topic in which I am well versed due to my schooling and post school career. I know we live in a world where people don't even care what is actually factual, but I can assure you, if you believe nothing else anyone ever tells you, it is a fact beyond dispute that credit companies abuse the poor.

The ethics are certainly debatable, and if our opinions on who is in the wrong are different, so be it. That much, at least, is subjective. But they do target and abuse the poor without repercussion and that is literally something that no informed party would dispute. (other than maybe Capital One themselves).
- james_tanner1

I dispute it as I think the poor target the credit card companies and abuse them. Do you know what the charge off rate is for Capital one?

How do they abuse them? that isn't a fact that is your opinion.

While I admittedly should have used a comma, anyone who knows the history of the arena should probably get the joke.
- james_tanner1

Chinatown, Ruining Bad Ice Arena is even less coherent.

I dispute it as I think the poor target the credit card companies and abuse them. Do you know what the charge off rate is for Capital one?

How do they abuse them? that isn't a fact that is your opinion.
- rinaldo

What you are saying is factually wrong. I am not giving an opinion, I am stating a fact. It is irrefutable and if you do refute it, you just do not know what you're talking about.

The credit card companies have tables and formulas that tell them exactly how many people out of X will default on their loans, what they can get in court, what they sell the really bad debt for, what they can collect etc.

They use these to determine exactly what to charge and who to target. They have insurance and do not care at all if you don't pay them back, they just sell the debt, write it off and move on. In many cases, they'll give delinquents new cards within a year.

While all companies differ, Capital One has a special reputation because they literally offer high interest, high risk loans and target people unlikely to ever be able to pay it back. This works because for every deadbeat/hero who ignores them, they get honest/naive people paying nominal amounts that never touch the principle forever.

What credit card companies do is the exact same thing as Tony Soprano does, only with lawyers instead of guns. It is a complete racket and it's actually insane what is considered fair practice.

What you are saying is factually wrong. I am not giving an opinion, I am stating a fact. It is irrefutable and if you do refute it, you just do not know what you're talking about.

The credit card companies have tables and formulas that tell them exactly how many people out of X will default on their loans, what they can get in court, what they sell the really bad debt for, what they can collect etc.

They use these to determine exactly what to charge and who to target. They have insurance and do not care at all if you don't pay them back, they just sell the debt, write it off and move on. In many cases, they'll give delinquents new cards within a year.

While all companies differ, Capital One has a special reputation because they literally offer high interest, high risk loans and target people unlikely to ever be able to pay it back. This works because for every deadbeat/hero who ignores them, they get honest/naive people paying nominal amounts that never touch the principle forever.

What credit card companies do is the exact same thing as Tony Soprano does, only with lawyers instead of guns. It is a complete racket and it's actually insane what is considered fair practice.
- james_tanner1

So if President Trump introduced legislation that banned anyone with an income under $40,000 per year from having a credit card, would you support it?

What you are saying is factually wrong. I am not giving an opinion, I am stating a fact. It is irrefutable and if you do refute it, you just do not know what you're talking about.

- james_tanner1

Classic Tanner!