Location: A medical emergency involving you. Joined: 08.05.2013
Apr 5 @ 12:07 PM ET
Sooooo, dopps still hasn't posted the list of jobs yet? - aschuter82
nope
i'd love to know what summer job would have kept me afloat during college. in fact, i had to give up my scholarship because to keep it i had to go full-time, and trying to do that while working two jobs to make ends meet got to be too much. guess i'm just one of those lazy a-holes ! maybe i should have taken fewer carribbean vacations.
This still does not explain how they pay for it without the aid of parents. You continue to make arguments against points no one is making. - BINGO!
I know it's hard for you to follow along from yesterday. I don't know how much more I can dumb it down for you.
- parents decide to have a child
- parents begin living within their means, determine between "wants and needs"
- parents prioritize saving for child's education and open a RESP ASAP and contribute at the amount to receive maximum government matching funds
- save for 18 years and keep child's education funding at top of list.
- advise and guide child while raising and emphasize the importance of a good post secondary education, and motivate them towards good career options, and explain the advantage of a Co-Op program or apprenticeship program, to gain real job experience while taking chosen course(s).
I know it's hard for you to follow along from yesterday. I don't know how much more I can dumb it down for you.
- parents decide to have a child
- parents begin living within their means, determine between "wants and needs"
- parents prioritize saving for child's education and open a RESP ASAP and contribute at the amount to receive maximum government matching funds
- save for 18 years and keep child's education funding at top of list.
- advise and guide child while raising and emphasize the importance of a good post secondary education, and motivate them towards good career options, and explain the advantage of a Co-Op program or apprenticeship program, to gain real job experience while taking chosen course(s). - D0PPELGANGER
Maybe park your prejudiced assumptions about certain social classes and instead try to think critically about disadvantaged people with a bit more empathy? That should dumb it down for you pretty easily.
I know it's hard for you to follow along from yesterday. I don't know how much more I can dumb it down for you.
- parents decide to have a child
- parents begin living within their means, determine between "wants and needs"
- parents prioritize saving for child's education and open a RESP ASAP and contribute at the amount to receive maximum government matching funds
- save for 18 years and keep child's education funding at top of list.
- advise and guide child while raising and emphasize the importance of a good post secondary education, and motivate them towards good career options, and explain the advantage of a Co-Op program or apprenticeship program, to gain real job experience while taking chosen course(s). - D0PPELGANGER
So a family that has to choose between keeping the lights on and the fridge full... they've got the income to open an RESP?
Maybe park your prejudiced assumptions about certain social classes and instead try to think critically about disadvantaged people with a bit more empathy? That should dumb it down for you pretty easily. - aschuter82
Maybe park your prejudiced assumptions about other peoples life experiences and the solutions that worked for them and others, and refuse to believe that it could work for others as well, instead try to think critically about how a socialist culture has developed in society that are now conditioned to believe more government is the answer to solve all their shortcomings in life.
So a family that has to choose between keeping the lights on and the fridge full... they've got the income to open an RESP? - Feeling Glucky?
Lights always on, fridge always full, RESP/RRSP/TFSA always contributed to max allowable, vacation(s) every year, two mortgages paid off well ahead of time, always bought new cars every 7 or 8 years also paid off asap, and never carried a balance on a credit card ever.
Choice to prioritize "needs" over "wants" and never caring about "keeping up with the Jones".
Lights always on, fridge always full, RESP/RRSP/TFSA always contributed to max allowable, vacation(s) every year, two mortgages paid off well ahead of time, always bought new cars every 7 or 8 years also paid off asap, and never carried a balance on a credit card ever.
Choice to prioritize "needs" over "wants" and never caring about "keeping up with the Jones". - D0PPELGANGER
You're such a tool it's beyond belief. - Feeling Glucky?
Perhaps you should try to learn from others, instead of totally dismissing their life experiences.
I have nothing to gain by BSing you, I have bought two brand-newly constructed town-homes in my life, after I realized paying rent was just paying someone else's mortgage, and decided to pay my own. One in the late 80's, paid off in 6 years, and the second about 17 years ago, paid off in 2 1/2 years. Both while living on a single income.
Perhaps you should try to learn from others, instead of totally dismissing their life experiences.
I have nothing to gain by BSing you, I have bought two brand-newly constructed town-homes in my life, after I realized paying rent was just paying someone else's mortgage, and decided to pay my own. One in the late 80's, paid off in 6 years, and the second about 17 years ago, paid off in 2 1/2 years. Both while living on a single income. - D0PPELGANGER
Perhaps you should take your own advice?
See beyond your own privileged life, understand that most people do not get the same experience as you.
Maybe park your prejudiced assumptions about other peoples life experiences and the solutions that worked for them and others, and refuse to believe that it could work for others as well, instead try to think critically about how a socialist culture has developed in society that are now conditioned to believe more government is the answer to solve all their shortcomings in life. - D0PPELGANGER
And right back to another dismissal of those less fortunate as being part of a socialist culture.
Man, even if your story about your solid financial decision making when homes were more affordable is completely true (and I assume it is), just realize not everyone has the same opportunity, decision making ability, education, support from family, luck, or whatever other factors that assisted you in your success...some people literally aren't in the same position as you through no fault of their own. This isn't hard to grasp.
Location: any donut with a hole in the middle can get (frank)ed right in its hole, NJ Joined: 04.08.2012
Apr 5 @ 5:04 PM ET
Perhaps you should try to learn from others, instead of totally dismissing their life experiences.
I have nothing to gain by BSing you, I have bought two brand-newly constructed town-homes in my life, after I realized paying rent was just paying someone else's mortgage, and decided to pay my own. One in the late 80's, paid off in 6 years, and the second about 17 years ago, paid off in 2 1/2 years. Both while living on a single income. - D0PPELGANGER
Location: Double poop your best players everyone!, IL Joined: 07.09.2014
Apr 5 @ 7:09 PM ET
Lights always on, fridge always full, RESP/RRSP/TFSA always contributed to max allowable, vacation(s) every year, two mortgages paid off well ahead of time, always bought new cars every 7 or 8 years also paid off asap, and never carried a balance on a credit card ever.
Choice to prioritize "needs" over "wants" and never caring about "keeping up with the Jones". - D0PPELGANGER
Location: A medical emergency involving you. Joined: 08.05.2013
Apr 5 @ 8:31 PM ET
Perhaps you should try to learn from others, instead of totally dismissing their life experiences.
I have nothing to gain by BSing you, I have bought two brand-newly constructed town-homes in my life, after I realized paying rent was just paying someone else's mortgage, and decided to pay my own. One in the late 80's, paid off in 6 years, and the second about 17 years ago, paid off in 2 1/2 years. Both while living on a single income. - D0PPELGANGER
See beyond your own privileged life, understand that most people do not get the same experience as you. - Feeling Glucky?
Well I doubt you'll believe me, but I've not lived a "privileged life", in the sense that I think you progressive SJWs mean it.
I left Highschool, and went directly into the workplace, and have worked for and earned everything I have in life ......... never taken social assistance and have never inherited anything from either parent.
Hard work, and prioritizing what I deemed to be more important over what other people chose to spend their time and money on.
When I had a mortgage to pay, I looked at a quarter, and saw a dollar to pay against the principal, other people just saw a quarter.
Common sense, like budgeting, never carrying a balance on a Credit card, living within your means, cooking at home instead of eating out on a regular basis like most of my peers did .............. and again, always on a single income, while raising family.
Perhaps you can't do it, or don't have the tools or common sense to do it, but that's your choice. I chose not to buy an expensive cell/smartphone every 3 years and paying $50 -$100 a month like most people I know.......... because for me, a cell/smartphone is a "want" not a need and just the monthly payment for one would total somewhere around $600. to $1000. a year depending on the "plan" and taxes etc ........ well that money went against the principal of my mortgages, and when they were paid off the same money was invested ................ I could suggest a few books to read on the subject of how to manage money, and save ............. but you've already decided it's impossible ........ and I'm not being honest and am just someone who won the lottery or something ............ oh yeah, the next lottery ticket I buy, will be my first .......... lottery ticket A.K.A voluntary taxes.
And right back to another dismissal of those less fortunate as being part of a socialist culture.
Man, even if your story about your solid financial decision making when homes were more affordable is completely true (and I assume it is), just realize not everyone has the same opportunity, decision making ability, education, support from family, luck, or whatever other factors that assisted you in your success...some people literally aren't in the same position as you through no fault of their own. This isn't hard to grasp. - aschuter82
No one, or nothing "assisted me" besides working and making common sense decisions.
I never was offered or even ever considered asking my family for "assistance" in any form, I knew they couldn't afford to help me out so I never would have taken if offered.
Myself, I'm armed with a grade 12 education, and yes, back when I graduated you could get a lot more jobs than today with just a HS education.
People have to realize that they make their own choices, and it's not someone else's fault for those decisions.
Years ago when I was single, during the "70's OPES Oil crisis" practically everyone my immediate peer group were all buying Corvettes, because they "wanted them" and were going on "Corvette Trips" down to the USA, and I could have chosen to do the same, but I had a long term view on where I wanted to be when I retired so I bought a brand new VW Rabbit, and did all the maintenance on it myself, and ran that car for 10 years. Just that choice alone saved me thousands of dollars every year......... I could have "kept up with the Jones" and avoided the joking I took ............ but in the long run I'm better off, in my opinion.
If someone finds it hard to buy, and pay off a house while living in Down town toronto, then perhaps they need to make the hard choice of moving somewhere, where they can afford to live within their means ........... or do whatever it takes to increase their income ........ remaining in the status quo and accepting defeat is not the best choice.
Well I doubt you'll believe me, but I've not lived a "privileged life", in the sense that I think you progressive SJWs mean it.
I left Highschool, and went directly into the workplace, and have worked for and earned everything I have in life ......... never taken social assistance and have never inherited anything from either parent.
Hard work, and prioritizing what I deemed to be more important over what other people chose to spend their time and money on.
When I had a mortgage to pay, I looked at a quarter, and saw a dollar to pay against the principal, other people just saw a quarter.
Common sense, like budgeting, never carrying a balance on a Credit card, living within your means, cooking at home instead of eating out on a regular basis like most of my peers did .............. and again, always on a single income, while raising family.
Perhaps you can't do it, or don't have the tools or common sense to do it, but that's your choice. I chose not to buy an expensive cell/smartphone every 3 years and paying $50 -$100 a month like most people I know.......... because for me, a cell/smartphone is a "want" not a need and just the monthly payment for one would total somewhere around $600. to $1000. a year depending on the "plan" and taxes etc ........ well that money went against the principal of my mortgages, and when they were paid off the same money was invested ................ I could suggest a few books to read on the subject of how to manage money, and save ............. but you've already decided it's impossible ........ and I'm not being honest and am just someone who won the lottery or something ............ oh yeah, the next lottery ticket I buy, will be my first .......... lottery ticket A.K.A voluntary taxes. - D0PPELGANGER
Are you a white male who wasn't born into poverty?
Are you a white male who wasn't born into poverty? - Feeling Glucky?
Why are you progressives so obsessed with race?
No I've never lived in poverty.
I grew in a one income family with other siblings, until I moved out on my own, and continued to live off of one income.
When I got together with my now wife, all her income went to pay for her University education, and we've lived on one income ever since, to this day.
Always lived within my/our means.
The current average sale price of a residential property (condos excluded) in Ottawa is $401,626 .......... and looking at the MLS, I'd peg the value of current residential property around $327,000 ........... so not living in poverty, but within my means, But could live in a much bigger better property if I chose to, but I don't, and my money is better off being invested at this time.
No I've never lived in poverty.
I grew in a one income family with other siblings, until I moved out on my own, and continued to live off of one income.
When I got together with my now wife, all her income went to pay for her University education, and we've lived on one income ever since, to this day.
Always lived within my/our means.
The current average sale price of a residential property (condos excluded) in Ottawa is $401,626 .......... and looking at the MLS, I'd peg the value of current residential property around $327,000 ........... so not living in poverty, but within my means, But could live in a much bigger better property if I chose to, but I don't, and my money is better off being invested at this time. - D0PPELGANGER
Because the way you're treated in society is greatly influenced by your race and also gender, unfortunately.
So by being born a white man, you've already won a genetic lottery. By not being born into poverty, you've also won an economic lottery.
These are massive factors that you had no control over, and established the groundwork for you to live a decent life... and it's also exactly what "SJWs"(or people with a social conscience) mean by the term privilege.
